Verify ownership of plot from land owning individual or agency (like DDA, L&DO, HUDA, NOIDA, GDA etc.)
Visit project site/land to know the real status of construction.
Examine title documents and its chain, Builder Buyer Agreement, Sale Deed, GPAs, SPAs, WILL etc.
Consult a legal expert before signing. Don't rely upon unregistered/pre signed documents.
Check and verify the license/approved layout or site plan/map as well as building plan and other clearances from concerned civic agencies.
Check status of land regarding any acquisition proceeding from Land Acquisition Collector (LAC), mortgage from Central Registry of CERSAI Act or Civil/Criminal litigations.
Purchase only through registered sale deed with preference of thumb/finger impressions over signatures.
Always make payment through Cheques/ DDs/RTGS and other Banking instruments in owner's name.
Take owner's signatures/thumb impression for payment along with original/chain of documents.
Take physical possession after finalization of payments and execution of documents.
Any scheme offering double or triple of principal amount in a short period could be a trap.
Anyone paying interest rate higher than RBI guidelines can be a fraud.
Invest only in registered NBFC or banks following RBI guidelines.
Transaction must be made by cheque against proper receipt only (Don't accept hand written rough receipt.
The details of Chit Fund Committee being run, its duration, amounts involved, number of members from the Registrar of Chit Fund.
The registration of Company/Committee and its financial documents (online) from the Registrar of Companies/Chit Fund and other details from its office.
Whether passbooks with relevant entries are being maintained and margin money is being deposited with Registrar Chit Funds.
The past performance/criminal record of the company and credibility of its management.
Password protects the mobile phone having your banking application. It is recommended to set the maximum number of incorrect password submissions no more than three.
Choose a strong password to keep your account and data safe.
Review your account statements frequently to check for any unauthorized transactions.
Change your password regularly.
Report a lost or stolen phone immediately to your service provider and law enforcement authorities.
Never give your PIN or confidential information over the phone or internet. Never share these details with anyone.
Don't click on links embedded in emails/social networking sites claiming to be from the bank or representing the bank.
Don't transfer funds without due validation of the recipient, as funds once transferred cannot be reversed.
Don't store sensitive information such as credit card details, mobile banking password and user ID in a separate folder on your phone.
Don't forget to inform the bank of changes in your mobile number to ensure that SMS notifications are not sent to someone else.
Never reveal or write down PINs or retain any email or paper communication from the bank with regard to the PIN or password.
Be cautious while accepting offers such as caller tunes or dialer tunes or open/download emails or attachments from known or unknown sources.
Be cautious while using Bluetooth in public places as someone may access your confidential data/information
14.Be careful about the websites you are browsing, if it does not look authentic, do not download anything from it.
JUST DON'T DO IT. When in doubt, don't act as per the directions of the caller. Verify and re-verify. Remember, your hard-earned life savings are at risk. Don't hesitate to say NO.
Always use PIN or Password to protect/lock your Phone.
Never leave your phone unattended, especially in public places.
Always use "turn off setting when not in use." It will lock your phone after few second and prevent misuse.
Don't click on links sent through SMS or Whatsapp unless you are sure about its origin and content.
Always use an authentic antivirus and renew it regularly for latest updates.
Don't store your credit/debit card details on your phone. Not even a photo of any of the sides of the Card.
Only download authentic, verified Apps on your phone and always download Apps from authentic sources such as Google Play Store. Never download Apps from the pop-ups likes.
On sudden deactivation of SIM, immediately contact your bank connected with the mobile number. Someone may be trying to divert your internet banking OTP to a duplicate SIM.
Don't share and OTP with a tele-caller and don't forward it over SMS, OTP is only meant to be entered by YOU in your phone/laptop.
Don't call a Customer Care number obtained from Google search or from Apps such as Just Dial. They are mostly of fake Call Centers trying to defraud you by impersonating as Bank or a reputed company. Get the Customer Care Numbers from the authentic company website.
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